It's a preventive thing
New - AAA Roadside Assistance
Premier Membership perk
See note below
Example:
$450 cost of windshield installed
-$100 your deductible
$350 cost to your insurance company
Here are just a few of the insurance providers that waive your deductible for windshield rock chip repair even if your comprehensive deductible is $1000. AAA (Northern CA) AIG Allied Allstate Ameriprise Esurance Farmers GEICO GMAC Hartford HoraceMann LibertyMutual Nationwide Progressive Safeco USAA 21st Century.
BenDavid's Glass Repair can direct-bill any insurance company that pays for windshield rock chip repair even if we don't appear immediately on your claims representative's screen. Just give them our phone number and they'll find us (916) 392-4045.
Insurance providers like AAA, Erie, Farmers, Liberty Mutual, Nationwide, Western United, Unitrin, USAA have set the amount they will pay service providers to a flat fee per service call. You may need to pay a small co-payment of $10 for each additional repair performed on the same windshield at a service call.
You may see FREE WINDSHIELD REPAIR offered at locations like car washes, fuel stations, and supermarkets. After receiving a complimentary windshield cleaning at the gas pump, don't be suprised by an offer to "fix those chips before they run". They're notorious for 5 minute windshield repairs and creating frivolous auto glass claims for cosmetic surface nicks that have no potential to ever spread. I know this from all the surface nicks my customers have pointed out to me on their windshields that were targeted for repair by these guys at gas stations.
They are also the reason State Farm, Mercury, Bristol West and AAA (Southern CA) no longer waive your deductible for windshield rock chip repair - bad repairs. Avoid getting involved in insurance fraud and just say NO to scammers. If you want them to buzz off just say you don't have comprehensive coverage. This works for one of my customers, Arnold Cruz, thanks for the tip!
If the windshield must be replaced be sure the glass shop has qualified factory trained technicians and uses good quality materials. Don't shop for price alone. Repair also eliminates the possibility of altered airbag effectiveness due to substandard windshield installation.
AAA Roadside Assistance (not auto insurance) is available in 3 levels: Regular, Plus and Premier. Premier member benefits include a $50 reimbursement for windshield repair / replacement once a year. Check the CSAA website or this link for the Windshield Reimbursement Form for Premier members to submit along with your paid invoice.
(916) 392-4045